Can I refinance right now? ๐Ÿ“† It is easy?

Practically, we have to understand what that is. It means to pay a mortgage ๐Ÿš, a current loan that you have. Not always must start with 30 years๐Ÿ“†. If you have paid your house for 3 years๐Ÿ“†, we can make a loan For 27 years, or pass from 30 to 15 years๐Ÿ“†. When we make refinance we see what you have and what we can do, our recommendation will be based on the best we can offer.๐Ÿ˜‰

ย What about an economic recession?ย  ๐ŸŒŽ Are interest rates still coming down? ๐Ÿ“‰

ย You have to take action when the opportunity ๐Ÿ‘Š is there, at this moment the interest rates are very low,๐Ÿ“‰ the lowest in the last few years, either because of the coronavirus or because of other things that can affect interest rates. However, you have to take actions โ˜Ž๏ธ

When I have refinanced or buy a second house, ๐Ÿš ย  the fees go down more than $ 400? ๐Ÿ’ต

Very good question, ๐Ÿค”ย  It does, It is related to what you have now and what you could have now ๐Ÿ“† . The real impact appears when your interest goes down in 1 or 2 points,๐Ÿ“‰ Or if any other person that has an interest rate over the 4.25 that is the moment to refinanceย  ๐Ÿ‘

I want to thank ๐Ÿ‘‹ Jorge Campodonico for his presence. He is a very busy man, but he gave us the chance to inform people that have questions and donโ€™t know what to do.

Thanks a lot, Jorge, Iโ€™m Carlitos Zapata from Pitbull Realty

Iโ€™m Jorge Campodonico with City Lending

Can I refinance right now?
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